Management Team


The SOLUNION management team is made up of professionals with extensive experience in credit insurance and bonding. All its members bring to the company a true commitment to excellence, in order to offer you the best products.


Reliability, commitment, integrity and innovation. These are the values of SOLUNION: those which make us stronger and allow us to respond to the demands of the market.

Our values


SOLUNION is the most reliable partner for clients and distributors: we do what we say, fulfilling expectations and keeping promises.


We employ the highest ethical standards, demonstrating honesty and fairness in every action that we take.


Our corporate culture relies on a spirit of self-improvement. The commitment of our employees is a major contributing factor in sustaining long-term success and the creation of value.

Innovative spirit

We are flexible in offering solutions to identify, assess and mitigate credit risks. We make this possible through continuous innovation processes in our business model.

Our shareholders

Back in July 2010, Euler Hermes and MAPFRE signed a memorandum of intentions to offer credit insurance and bonding services in Spain and Latin America through a joint venture in which 50 per cent was held by each company.

The Joint Venture contracts were signed in May 2012 and, , following the signing of the signature of the shareholder agreement at the end of January 2013, SOLUNION launched operations in Spain and Argentina. SOLUNION brings together the strengths of two major insurance companies:

Euler Hermes is the global leader in trade credit insurance and a recognized specialist in the areas of bonding, guarantees and collections. With more than 100 years of experience, the company offers business-to-business (B2B) clients financial services to support cash and trade receivables management. Its proprietary intelligence network tracks and analyzes daily changes in corporate solvency among small, medium and multinational companies active in markets representing 92% of global GDP. Headquartered in Paris, the company is present in over 50 countries with 6,000+ employees. Euler Hermes is a subsidiary of Allianz, listed on Euronext Paris (ELE.PA).

MAPFRE is a multinational group with presence in 49 countries on the five continents, developing mainly insurance, reinsurance and services activities. It is the leading insurance company in Spain and number one in the Non-Life insurance business in Latin America. MAPFRE, which ranks as the sixth largest Non-Life European company, has over 38,000 employees and more than 27 million customers worldwide. In 2014, its net result exceeded €845 million and its revenues amounted more than €26,367 million. MAPFRE is listed on the Madrid and Barcelona stock exchanges, and forms part of the IBEX 35.

Management Team

Alberto Berges

Alberto Berges


Academic achievements: Law Degree from the Complutense University of Madrid. MBA from Georgetown University - Washington. YPP (Young Professionals Programme) at the London Business School.

Experience: He has been CEO of SOLUNION since January 2019. His professional career has been closely linked to the MAPFRE group, where he has held various positions in different countries (including Argentina and Venezuela), most recently as Managing Director and Chief Operating Officer (COO) of MAPFRE ASISTENCIA, and CEO of MAPFRE ASISTENCIA.

Theresa Skarlatou

Theresa Skarlatou

Corporate CFA

Academic achievements: B.Sc. in Mathematics, University of Athens. Financial Management, ALBA Graduate Business School, American College of Greece.

Experience: : Theresa Skarlatou has been the CFAO of Euler Hermes Greece since 2012. She started her career in this company in 1999, where she held different positions such as Head of Commercial Underwriting and Reporting, Head of Commercial Operations, Marketing and Communications, and Head of Policy Administration, among others.

Joerg-Uwe Lerch

Joerg-Uwe Lerch

Head of Sales and Marketing

Academic achievements: He has studies in Finance, Marketing and Leadership.

Experience: He is SOLUNION’s Head of Sales and Marketing since May 2017. He joined Euler Hermes in 2007 as Director of Strategy, after developing a seventeen year career at Allianz, where he held different positions of responsibility in several countries. In 2010, he was appointed CEO of Latin America at Euler Hermes, a position he held until joining SOLUNION.

Enrique Cuadra

Enrique Cuadra

Head of Risks, Information and Claims

Academic achievements: Degree in Business Administration from CUNEF. He has a Diploma in Advanced Studies from the Complutense University of Madrid.

Experience: He has been head of the company’s Risk, Information and Claims Department since March 2015. Before this, he worked at Euler Hermes Spain and for the Euler Hermes Group in Paris, where he was Head of Risk Underwriting Policy & Quality Standards.

Sabine Weber

Sabine Weber

Corporate Director of Operation Support

Academic achievements: Diploma in Economics with focus on Latin America, Eberhard-Karls-Universität,Tübingen.

Experience: She joined Hermes in 1992, where she held several positions of responsibility as Country Manager in Madrid. At Euler Hermes, she was a member of the executive management board since 2001, and held various positions in risks, claims and collections. She was also head of the HR division before joining SOLUNION as Corporate Director of Human Resources. In 2019, she was appointed Corporate Director of Operation Support.

SOLUNION  is a joint venture of  mapre & euler

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